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For all the latest rates and important news on mortgages and financing your next home, click on the link we have provided for the Mortgage News Daily. The Mortgage News Daily is an online newsletter that gives you the information to make smart decisions that will save you money in your monthly mortgage payments. Go to "Our Mortgage News" in the right hand column on this page, click on "Find Out More>", and then, under "From Our Affiliates", click on the red title "Mortgage News Daily".

 

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Real Estate Tips
Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Real Estate Trivia
Q 
What is the world's oldest wooden structure?

A 
The oldest wooden buildings are the Pagoda, Chumanar Gate and Temple of Horyu in Nara, Japan, dating from A.D. 670.
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Wolf Run Realty, REALTOR®, real estate agent and broker for Northern Virginia, Fairfax Station and Clifton, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Lenahan
Wolf Run Realty

12644 Chapel Road
Clifton, VA 20124
www.WolfRunRealty.com
Phone: 703-283-7328
Fax: 703-997-8933
Email: DLenahan@WolfRunRealty.com

NVAR & PWAR Million Dollar Sales Club, Lifetime Top Producer, serving my clients in Northern Virginia, Clifton, Fairfax Station, Arlington, and Alexandria for over 12 years, and Belmont Bay in Woodbridge since 2005.

GRI CRS CRB REALTOR Equal Housing


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